Flagship FinTech Product
FinAppDiary™ - Finance Management Software & Mobile App
The industry-leading cloud lending ERP and real-time field collection mobile app engineered for Microfinance, NBFCs, Daily/Weekly money lenders, Gold Loan brokers, and Chit Funds.
FinAppDiary™ Unified Cloud ERP & Field Agent Mobile Ecosystem
Eliminate manual paper ledgers, prevent collection fraud, and accelerate your cash flow. FinAppDiary™ (Official Website: finappdiary.com), proudly engineered by Techfosoft, synchronizes your head-office administration with on-field collection agents in real time.
- Complete Loan Lifecycle: KYC verification, credit appraisal, automatic disbursement schedules, and instant foreclosure calculation.
- Bluetooth Thermal Printing: Generate instant physical printed receipts on the spot with Bluetooth thermal POS printers.
- GPS Geo-Tagged Tracking: Live tracking of field staff route movements, visit timestamps, and collection coordinates.
- Automated WhatsApp & SMS: Automated EMI due reminders, instant receipt alerts, and overdue penalty notifications.
- Multi-Branch Vault Management: Centralized cash books, teller balances, daily closing summaries, and instant bank reconciliation.
Built for Every Financial Business Model
Whether you run a fast-paced daily collection firm or a multi-branch NBFC, our software adapts perfectly to your exact loan workflows.
Microfinance & NBFCs
Comprehensive Joint Liability Group (JLG), Self-Help Group (SHG), and individual micro-credit tracking with automated credit scoring and portfolio analytics.
Daily & Weekly Loan Collection
Tailored for daily collection finance businesses. Line-wise customer routing, rapid 1-click EMI recording, overdue interest calculation, and line closing reports.
Gold Loan & Pawn Broking
Precision Karat calculation, live bullion market rate sync, tamper-proof packet barcode tagging, vault audit logs, and legal auction notice generation.
Vehicle & Auto Loan Finance
End-to-end management of two-wheeler and four-wheeler financing with RTO hypothecation tracking, insurance renewal reminders, and seizure workflows.
Chit Funds & Savings Groups
Seamless management of monthly chit groups, online auction bidding, prize money disbursement, commission splits, and subscriber digital passbooks.
SME & Commercial Lending
Working capital management, invoice discounting, term loans, and multi-disbursal lines of credit with automated GST invoice reconciliation.
Dedicated Android & iOS Mobile Applications
Empower your field recovery officers with an ultra-fast, intuitive mobile app that works seamlessly even in remote areas with zero internet connectivity.
100% Offline Collection Mode
Agents can collect EMIs, issue receipts, and log visits without internet. The app securely syncs all records the moment network connectivity returns.
Instant Dynamic UPI QR Payments
Borrowers can scan the agent's app dynamic UPI QR code to pay via Google Pay, PhonePe, or Paytm with instant confirmation.
Bluetooth Thermal Receipt Printing
Connect with any standard 2-inch or 3-inch Bluetooth thermal printer for instant, tamper-proof paper receipts with company branding.
Live GPS Route & Visit Verification
Verify that agents physically visit borrower premises through geo-fenced check-ins and live map breadcrumbs.
Engineered for Absolute Financial Precision
Dynamic Interest Calculator
Supports Flat rate, Reducing Balance, Compound, Daily Interest, and Overdue Penalty algorithms.
WhatsApp & SMS Gateway
Automate automated digital receipts, upcoming due alerts, and statement PDFs directly to borrower WhatsApp.
Bank-Grade Data Security
256-bit SSL encryption, granular Role-Based Access Control (RBAC), and immutable audit logs.
Multi-Branch & Vault Sync
Consolidate multi-city branch ledgers, day-book closings, cash-in-hand, and bank accounts centrally.
Frequently Asked Questions
Can field agents collect payments without internet?
Yes! Our mobile application features an advanced offline sync engine. Field officers can record collections and print receipts in remote areas. Data automatically syncs when the phone reconnects to the network.
Which Bluetooth thermal printers are supported?
Our app supports all standard 58mm (2-inch) and 80mm (3-inch) ESC/POS Bluetooth thermal printers readily available in the market (e.g., Bluprint, NGX, Everycom, TVS).
Can we migrate existing loan data from Excel?
Yes, we provide built-in bulk Excel / CSV data import tools. Our technical support team assists in seamless one-time migration of your active borrower records, ledgers, and balances.
How secure is our financial and customer data?
We implement enterprise-grade bank security including AES 256-bit encryption, automated daily off-site cloud backups, role-based staff permissions, and complete audit trails for every transaction.
Ready to Digitize & Scale Your Lending Operations?
Schedule a personalized live demonstration with our financial software specialists today.